The most common injury in Open Water Swimming is Hypothermia / cardiac event — and NHS waits for treatment can stretch to 18 weeks. We get you seen within days.
NHS waiting times are costing athletes their careers
An ACL repair, shoulder reconstruction, or stress fracture that needs an MRI can sit in an NHS queue for months. For a competitive Open Water Swimming athlete earning from the sport, that wait isn't just frustrating — it's career-ending.
Private cover that moves as fast as you do
Insured Health connects you to private consultants, diagnostic imaging, and surgical teams typically within 48–72 hours of making a claim. You choose your specialist and your timing — so recovery fits around your season, not a waiting list.
Most Common Injury in Open Water Swimming: Hypothermia / cardiac event
Cold water exposure can trigger dangerous cardiac arrhythmias and hypothermia, particularly in non-wetsuit events.
How Private Health Insurance Helps with Hypothermia / cardiac event
Health insurance ensures rapid specialist cardiology assessment and follow-up monitoring.
- Priority MRI and diagnostic imaging — typically within 48–72 hours
- Direct access to leading UK sports medicine consultants
- Fast-tracked surgical referrals and orthopaedic assessment
- Physiotherapy and rehabilitation covered from day one
- Second opinion service from top specialists
- Mental health support during recovery
- Income protection add-on for professional and semi-professional athletes
How It Works — 3 Simple Steps
1. Get a Quote
Answer a few quick questions about your sport, level, and health. We'll find the right policy in minutes.
2. Get Covered
Your cover starts immediately. No waiting periods for sports injury — you're protected from day one.
3. Claim Fast
Call or go online to make a claim. We arrange your specialist appointment within 48 hours.