Health Insurance for Doctors & Dentists

Working in the NHS does not give medical professionals priority access to NHS treatment for their own health needs. Doctors and dentists still face the same waiting lists as their patients. Private health insurance provides fast access to diagnosis and treatment so that illness or injury does not affect their ability to work, particularly important for self-employed dentists and GPs who have no sick pay safety net.

Yes the medical profession has some of the highest rates of burnout, anxiety and depression of any industry. Mental health cover gives doctors and dentists access to counselling, CBT and psychiatric support quickly and discreetly, without the potential professional concerns associated with seeking NHS mental health treatment. We always recommend considering mental health cover as part of any policy for medical professionals.

Yes group health insurance is available for medical and dental practices of any size, from sole practitioners to large partnerships. A group policy typically offers better value per person than individual policies and can be offered as a benefit to all staff or restricted to specific grades. Our advisers are experienced in arranging cover for healthcare practices and will find the most suitable solution for your team.

Pre-existing conditions are generally excluded on new policies. However, if you are switching from an existing policy, conditions already covered can often be maintained. Our advisers will review your current circumstances and explain clearly what can and cannot be covered, ensuring there are no surprises when you need to make a claim.